RD Calculator
Total Investment
₹0
Total Interest Earned
₹0
Maturity Amount
₹0
| Year Count | Opening Balance | Interest Earned | Closing Balance |
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RD Calculator – Calculate Your Recurring Deposit Returns Easily
Plan your monthly savings and know your returns with our RD Calculator. Whether you’re saving for a short-term goal or building long-term wealth, our RD Calculator gives you instant results on the maturity value and interest earned from your recurring deposits.
What is an RD Calculator?
An RD Calculator is a financial tool that helps you determine the maturity value of your Recurring Deposit. By entering your monthly deposit amount, interest rate, and tenure, you can easily find out how much your investment will be worth at the end of the deposit period.
How to Use the RD Calculator
Using our RD Calculator is simple and straightforward:
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Enter Monthly Deposit Amount – The fixed sum you plan to deposit every month.
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Select Tenure – The total number of months or years you will invest.
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Enter Interest Rate – The annual rate offered by your bank or post office.
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Click Calculate – Instantly view the total maturity value and interest earned.
Benefits of Using an RD Calculator
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Quick Results – Save time and avoid manual interest calculations.
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Compare Options – Test different interest rates and tenures before investing.
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Helps in Goal Planning – Know exactly how much you’ll have for your future goals.
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Free & Accessible – Use the RD Calculator anytime, anywhere.
Example Calculation
If you invest ₹5,000 per month for 3 years at an interest rate of 6.5% compounded quarterly, our RD Calculator will show:
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Interest Earned: ₹16,104
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Maturity Value: ₹1,96,104
Have a question? Check out the FAQ
What is the formula used in the RD Calculator?
The RD Calculator uses the compound interest formula with monthly contributions to give accurate results.
Does the RD Calculator consider compounding?
Yes, the RD Calculator factors in quarterly compounding, which is standard for most banks in India.
Is the RD Calculator suitable for Post Office RDs?
Yes, you can use it for both bank RDs and Post Office RDs by entering the applicable interest rate.
Can I change the monthly deposit amount during the RD tenure in the calculator?
No, the RD Calculator assumes a fixed deposit amount each month for the entire tenure.
Does the RD Calculator show post-tax returns?
No, it provides pre-tax estimates. You can adjust for taxes separately based on your income tax slab.