PPF Calculator
Total Investment
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Total Interest Earned
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Maturity Amount
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PPF Calculator – Plan Your Public Provident Fund Savings
Grow your long-term savings with our PPF Calculator. Whether for retirement or major life goals, our PPF Calculator helps you estimate the maturity value and total interest earned from your Public Provident Fund investments.
What is a PPF Calculator?
A PPF Calculator is an online tool that estimates your PPF maturity amount based on annual contribution, interest rate, and investment tenure, helping you plan your long-term savings effectively.
How to Use the PPF Calculator
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Enter Annual Contribution – Amount you’ll deposit each year in your PPF account.
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Enter Tenure – PPF period (minimum 15 years, extendable in 5-year blocks).
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Enter Interest Rate – Current government-notified PPF rate.
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Click Calculate – Instantly see maturity value and interest earned.
Benefits of Using a PPF Calculator
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Accurate Planning – Know your exact maturity value.
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Compare Scenarios – Adjust contributions and tenure for best results.
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Tax-Efficient Savings – PPF offers EEE (Exempt-Exempt-Exempt) tax benefits.
Example Calculation
If you invest ₹1,50,000 annually for 15 years at 7.1% interest, the PPF Calculator will show:
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Interest Earned: ₹18,18,209
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Maturity Value: ₹40,68,209
Have a question? Check out the FAQ
What is the minimum amount I can invest in PPF?
You can invest as little as ₹500 per financial year in your PPF account.
What is the maximum annual PPF investment limit?
The maximum annual contribution allowed in PPF is ₹1.5 lakh per financial year.
How is PPF interest calculated?
Interest is calculated monthly on the lowest balance between the 5th and last day of the month and credited yearly.
Can I withdraw PPF money before maturity?
Partial withdrawals are allowed after 5 years, subject to specific conditions and limits.
Does the PPF Calculator include tax benefits?
No, it only shows maturity amount; tax benefits under Section 80C must be considered separately.