NSC Calculator
NSC Calculator – Calculate Your National Savings Certificate Returns
Plan your secure fixed-income investment with our NSC Calculator. This tool estimates the maturity value and interest earned under the government-backed National Savings Certificate scheme.
What is an NSC Calculator?
An NSC Calculator helps you find the maturity value by calculating compounded interest on your NSC investment over its fixed tenure at the government-notified rate.
How to Use the NSC Calculator
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Enter Investment Amount – The lump sum you’ll invest in NSC.
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Enter Interest Rate – Current government rate for NSC.
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Enter Tenure – Typically 5 years.
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Click Calculate – View maturity amount and total interest earned instantly.
Benefits of Using an NSC Calculator
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Accurate Return Estimation – Know your exact maturity value.
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Easy Comparison – Check returns at different rates.
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Government-Backed Security – Low-risk investment planning.
Example Calculation
If you invest ₹1,00,000 for 5 years at 7.7% interest, the NSC Calculator will show:
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Interest Earned: ₹45,770
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Maturity Value: ₹1,45,770
Have a question? Check out the FAQ
What is the minimum NSC investment?
The minimum investment in NSC is ₹1,000, with multiples of ₹100 thereafter.
What is the NSC maturity period?
The maturity period for NSC is fixed at 5 years.
Is NSC interest taxable?
Yes, interest is taxable, but it qualifies for deduction under Section 80C.
Can I encash NSC before maturity?
Premature withdrawal is allowed only under specific conditions like court orders or holder’s death.
Does NSC offer tax benefits?
Yes, the investment qualifies for Section 80C deduction up to ₹1.5 lakh per year.