MIS Calculator – Calculate Your Monthly Income Scheme Returns

Plan your regular income with our MIS Calculator. This tool helps you estimate the monthly payout and total returns from investments in the government-backed Monthly Income Scheme.

What is an MIS Calculator?

An MIS Calculator estimates the monthly interest you’ll receive and the total return based on your investment amount, tenure, and interest rate under the Monthly Income Scheme.

How to Use the MIS Calculator

1. Enter Investment Amount – The lump sum you’ll invest in MIS.

2. Enter Tenure – Generally fixed at 5 years for Post Office MIS.

3. Enter Interest Rate – As per the latest government notification.

4. Click Calculate – See your monthly income and total interest instantly.

Benefits of Using an MIS Calculator

• Accurate Monthly Income Projection – Plan your cash flow better.

• Quick Comparison – Check payouts at different rates or amounts.

• Retirement-Friendly – Ideal for steady, low-risk income planning.

Example Calculation

If you invest ₹9,00,000 for 5 years at 7.4% interest, the MIS Calculator will show:

• Monthly Payout: ₹5,550

• Total Interest: ₹3,33,000